Apply for Financing with Microf for your Next AC Repair or Installation

Penguins floating on ice
spectrum microf

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

6 Things You Need to Know About Microf:

  • We specialize in lease purchase options for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.
  • You can receive traditional financing through Spectrum by Microf

Eligibility Requirements

Microf’s program is designed for Homeowners that have an active bank account, and a steady source of income. Homeowners must also show that they have a comfort level with one of the flexible monthly payment options offered by Microf. It is that easy.

The following documents are accepted as verification of eligibility and are needed to complete the approval process:

  • A completed online application
  • Proof of income
Click to Apply

For more information, please visit www.microf.com or call 855-MICROF1 (855.642.7631)

HVAC Repair and Installation Specials

View Specials

Our Latest News

Why Is My Smart Thermostat Screen Blank in Jacksonville, FL?
November 30, 2024Read More

Cool R Us, Inc.

The Smart Choice For Your Best Comfort

Always Polite and Friendly


Respectful of Your Time and Your Property


Focused on Maintaining Thorough Knowledge
of the Top Energy-efficient Comfort Systems


Committed to Following Up With You
to Ensure Your Complete Satisfaction

Contact Us

  • (1) Appointment dates and times are subject to availability.
  • This field is for validation purposes and should be left unchanged.

Compliance Settings
Increase Font Size
Grayscale
Simplified Font
Underline Links
Highlight Links
Reset
Close